Financial planning is a process of creating and following a strategy to meet your life goals through managing your finances. Financial planning involves evaluating your current financial situation, setting realistic and specific goals, and choosing suitable investments and activities to achieve them.
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What is Lifestyle Planning?
Lifestyle Planning was developed, created and founded by Alisha Chen, the CEO of Affluentopia Insurance and Wealth Builder Services. Lifestyle planning is more comprehensive, require more specialty skillset and knowledge to bridge the gaps that a financial planning does not provide. Rather than focusing only on one branch of life, which is finances, Alisha focuses on the root of life. Alisha’s definition of root of life takes into account the mental factors, social factors, experience levels, cultural background and personal values. Everyone likes to be “comfortable” and “financially sound”. However, how to get there and what is acceptable or capable to an individual from another to reach that “comfort” or “financially sound” has hundreds of ways and decisions to choose from. It takes a well experienced person in life willing to provide honest information to make a better decision. The purpose of Lifestyle Planning is to provide holistic planning and solutions to each individual, family or entity at the stage of their capabilities towards a long-term goal.
Why it is more important to do a Lifestyle Planning instead of Financial Planning?
Most people have heard about Financial Planning because once you obtain a degree, certification or license, most people interpret that as “qualified” or “experts”. However, if merely by reading books and passing tests can be called experts, then life anywhere in the world should be easy, ethical, good quality and pleasant. However, most of us that is not the way once we reached age 18 and beyond. Financial Planning counts that each individual, family and entity knows exactly what they want. Over 25 years of Alisha’s professional careers and encounters, after consulting with people, most of them admitted if they did not have Alisha’s Lifestyle Planning sessions, they would have made wrong decisions or less beneficial decisions that would probably wasted them years of time and money to reach their goals in life. As a result, Lifestyle Planning has became one of Alisha’s most requested services from past clients and referrals.
Lifestyle Planning Consultation fee is $150.00 per hour for the first 3 hours. If more time is desired by clients, the fee is $125.00 per hour thereafter for a continuation of the same session schedule. Fees can be prorated at 30-minute usage time. In order to ensure sufficient time is set aside for our client’s appointment, anticipated fees are charged in advance. Any unused portion up to 1.5 hour can be refunded back. If a second session is desired by our clients, we will provide an available schedule for clients to select from. We look forward in reaching new heights together!
To determine the ideal types of financial and wealth building products to select from for your goals in life, contact us today to schedule a time to review your situation.
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